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an already insufficient Social Security check, or relying on welfare programs
(Gibson, 1999; Mullen, 1996). For working grandparents, the assumption of care-
giving responsibilities may mean quitting a job, reducing work hours, making
other job-related sacrifices, or paying the substantial costs for day care and
babysitters, which may place their own future economic well-being at risk
(Rodgers & Jones, 1999; Sands & Goldberg-Glen, 1998). Although it is clear that
grandparent caregivers experience financial strain, it is unclear whether their fi-
nancial difficulties result from taking over the care-giving responsibility or from
chronic financial problems prior to assuming care. Szinovacz et al. (1999) exam-
ined the change in family income prior to and after caring for grandchildren and
reported that having grandchildren in the household was not associated with
the change in family income.
Researchers have consistently found a significant relationship between finan-
cial strain and psychological distress among grandparent primary caregivers.
Joslin (2000) documented that high psychological distress, measured by the Brief
Symptoms Inventory, was found among low-income grandparent primary care-
givers of grandchildren orphaned by HIV/AIDS. Data from the 1997 and 1999 Na-
tional Survey of America’s Families documented the importance of poverty status
in predicting depressive symptoms of 1,363 grandmother primary caregivers
(Park, 2004). Elevated depressive symptoms were found among those who were
extremely poor (i.e., below 50% of the federal poverty line [FPL]) and poor (i.e.,
between 50% and 100% of the FPL) when compared to those who were nonpoor
(i.e., above 200% of the FPL). Rodgers-Farmer (1999) assessed the economic strains
endured by 82 care-giving grandmothers by a single item asking about their per-
ception of income sufficiency, and found that those grandmothers who perceived
that their income was insufficient were more likely to be depressed than the
grandmothers who perceived that their income was sufficient. However, poverty
status was not significant in predicting depression among 74 Latino grandparent
primary caregivers (Burnette, 1999a, 1999b, 2000). This may suggest that the ef-
fect of financial strain on psychological distress is moderated by ethnicity.
Among the resources that help mitigate the effects of care-giving demands on
caregiver well-being, many researchers have reported on the beneficial effects of
informal support in meeting the needs of family caregivers (Burnette, 1999b;
Kramer & Lambert, 1999; Li, Seltzer, & Greenberg, 1997; Pruchno, Patrick, & Bu-
rant, 1997). However, only a few researchers have examined the role of social sup-
port with respect to grandparent caregivers. Utilizing data from the 1997 Study
of Intergenerational Linkages II, a national sample consisting of 2,000 individuals
age 18 and older, Giarrusso, Silverstein, and Feng (2000) tested the potential of
confidants to moderate the effect of stress on the self-esteem of 162 grandparents.
They found that the number of people the grandparent caregivers perceived as
confidants moderated the effect of care-giving stress on the grandparent’s self-
esteem. More specifically, the grandparent caregivers who had more individuals
in whom they could confide were better protected from the negative psychologi-
cal effects of stress (i.e., lower self-esteem) when compared with grandparents
who had fewer confidants. However, Landry-Meyer, Gerard, and Guzell (2005)
did not find evidence of the buffering effect of social support on caregiver stress
among 133 grandparent caregivers; however, they did find a positive, direct effect
of informal and formal social support on stress outcomes. Similarly, in a study of
41 grandparent primary caregivers conducted by Kelley (1993), social isolation